Individual Retirement Accounts (IRAs)

Members often choose to save for their retirement by opening an IRA. It is an easy and safe way to plan for your retirement. RFCU offers 3 IRA Plans. These plans consist of a Traditional IRA, ROTH IRA and an Educational IRA.  Each type IRA has its own identity. Please contact the credit union directly for any questions on rollovers or opening a new IRA with us.

  • $25.00 Minimum Deposit
  • Traditional, Roth, and Educational are available
  • All IRAs earn same rate of interest
  • Dividends accrue daily – paid monthly
  • NCUA Insured up to $250k per account
  • Rates subject to change without notice

Contact us today and ask about rolling over an IRA from another financial institution to RFCU with no penalty!

TypeBalance Requirements% APR Annual Percentage Rate% APY Annual Percentage Yield
IRA$25 - $50,000.75%.75%
$50,001 - $100,0001.00%1.00%
$100,001 - UP1.25%1.26%