Individual Retirement Accounts (IRAs)

TypeBalance Requirements % APR
Annual Percentage Rate
Annual Percentage Yield
IRA (Variable)
Includes: Traditional
$25 Minimum.80%.80%

IRAMembers often choose to save for their retirement by opening¬†an IRA. It is an easy and safe way to plan for your retirement. RFCU offers 3 IRA Plans. These plans consist of a Traditional IRA, ROTH IRA and an Educational IRA.¬† Each type IRA has it’s own identity. Please contact the credit union directly for any questions on Rollovers or opening a new IRA with us.

  • $25.00 Minimum Deposit
  • Traditional, Roth, and Educational are available
  • All IRAs earn same rate of interest
  • Dividends accrue daily – paid monthly
  • NCUA Insured up to $250k per account
  • Rates subject to change without notice

*Contact us today and ask about “rolling over” an IRA from another financial institution to RFCU with no penalty!

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